Apa Yg Dimaksud Loan Agreement

For commercial banks and large financial firms, “loan contracts” are generally not classified, although “loan portfolios” are often subdivided into “personal” and “commercial” loans, while the “commercial” category is then subdivided into “industrial” and “commercial real estate” loans. “Industrial” loans are those that depend on the cash flow and solvency of the company and the widgets or services it sells. Commercial home loans are those that pay off loans, but this depends on the rental income paid by tenants who lease land, usually for long periods of time. There are more detailed rankings of credit portfolios, but these are always variations around the big topics. By complying with the two main requirements mentioned above, the loan agreement is an international agreement in the field of international law, so that the government is subject to the provisions of the IIGF law as part of this agreement. [23] The sense of personal responsibility, separate from the liability of the corporation, appears in the notion of separation between the personal assets of the shareholders and the assets of the company, as stated in Article 3, paragraph 1, that the separation of the personal assets of the shareholders is a characteristic of the company and that the shareholders are only responsible for the deposit of all the shares held and do not include their personal property. What is meant by the personal responsibility of the board of directors is the responsibility of one`s personal property. It should be noted that these international organizations are the International Intergovernmental Organization, such as the United Nations and ASEAN. Foreign non-governmental financial institutions or multinational companies are not included in this agreement.

In these two categories, however, there are different subdivisions, such as interest rate loans and balloon payment credits. It is also possible to underclass whether the loan is a secured loan or an unsecured loan and if the interest rate is fixed or variable. Hopefully it can help, although the lack of fully understanding answers to explain its importance. in the mail above, the meaning of the word “credit contract – (economy/business) ” comes from several sources, languages, and websites that you can see in the source menu. To understand more, you can buy glossary books at the nearest bookstore or online bookstore site.

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